ASIC Authorised Representative · 15+ Years Experience

Your Financial Future,
Guided by Intelligence

Personalised financial planning from a licensed adviser who listens, understands your goals, and builds a strategy around your life. Whether you are growing wealth, planning retirement, protecting your family, or buying your first home, we are with you every step of the way.
Our AI Assistant is available 24/7 to help you get started.

Chat with AI Assistant Book a Consultation 1300 712 025
15+
Years Experience
150+
Clients Advised
24/7
AI Support
Zaved Karim – Principal Financial Adviser
ADVICE
WHAT WE DO

Comprehensive Advice Across
Nine Key Areas

From protecting what you have today to building the wealth you want tomorrow, personalised strategies across every aspect of your financial life.

WHY CHOOSE US

Our
Strengths

A full-service team built around you, specialists at every stage of the advice process, so nothing falls between the cracks.

01

Dedicated Paraplanners

Specialist paraplanners prepare your Statement of Advice and run financial modelling, every recommendation researched, documented and compliant before you see it.

02

Client Service Specialists

A dedicated client service team handles day-to-day administration and queries promptly, you always have a knowledgeable point of contact.

03

Associate Advisers

Associate advisers support every stage of the advice journey, from meeting preparation and research through to follow-up and implementation.

04

In-House Specialists

Access to in-house accountants and lending experts means tax, super, property and debt are coordinated under one roof for a truly integrated outcome.

05

A Full Professional Ecosystem

We don't work in isolation. Trusted associate partners — a chartered accountant, a legal practitioner, and our licensee AMO Financial Solutions mean every dimension of your financial life is covered by a qualified specialist.

Meet Our Team

We Work For Your Best Interest.

BY THE NUMBERS
15+
Years of trusted financial advice
150+
Clients advised across Sydney
9
Integrated service areas under one roof
24/7
AI Assistant available around the clock
CLIENT TESTIMONIALS

What Our Clients Say

Investment Strategy & Portfolio Review

"We had a scattered collection of managed funds, direct shares, and superannuation accounts that had never been looked at as a whole. Zaved consolidated everything, restructured our asset allocation to better match our risk profile, and identified unnecessary fees we had been paying for years. The improvement to our portfolio performance has been remarkable."

TO
Thomas & Catherine O'Brien
Investors · Campbelltown
★★★★★
Personal & Business Insurance

"As a single parent working full time, I could not afford to think about what would happen to my children if I could not work. Zaved found significant gaps in my existing cover, restructured my policies to be more cost-effective, and made sure my superannuation nominations were correct. The whole process was professional, compassionate, and incredibly thorough."

ST
Susan Tran
Nurse · Bexley
★★★★★
SMSF & Retirement Planning

"Running a business for twenty years means you accumulate wealth in all the wrong places and never stop to organise it. Zaved helped us establish an SMSF, consolidate our superannuation, and build a properly diversified investment strategy that finally matched what we actually wanted for retirement. We only wish we had found him sooner."

RS
Ranjit & Priya Sharma
Small Business Owners · Bankstown
★★★★★

The testimonials above reflect individual client experiences. Results may vary. Past results are not a guarantee of future outcomes. Zaved & Associates Financial Services is an Authorised Representative (ASIC No. 001255173) of AMO Financial Solutions Pty Ltd (AFSL 000415324).

HOW WE WORK

Our Advisory Process

A structured, four-step journey from understanding your situation to delivering ongoing advice that evolves with your life.

01
Step 01

Identify & Discover Your Needs

Every great financial plan begins with deep listening. We build a complete picture of where you are today, where you want to be, and what truly matters to you.

  • Initial consultation — in-person, phone or video
  • Collect financial fact-find and personal data
  • Understand short, medium and long-term goals
  • Assess risk tolerance, lifestyle priorities and values
  • Identify immediate needs — insurance gaps, debt issues
02
Step 02

Research & Develop Your Strategy

With your goals clearly defined, our team researches the best solutions and designs a tailored strategy — modelled, tested and stress-tested before it reaches you.

  • Analyse super, insurance, investment and debt position
  • Research suitable products, funds and structures
  • Run financial modelling and retirement projections
  • Prepare draft Statement of Advice (SOA)
  • Internal review by paraplanners and compliance
03
Step 03

Implement the Plan

Advice only creates value when it is acted upon. We take ownership of implementation — coordinating providers, processing paperwork, and keeping you informed every step.

  • Present and explain the SOA clearly to you
  • Obtain your informed consent and sign-off
  • Lodge applications, rollovers and contributions
  • Coordinate with insurers, super funds and platforms
  • Confirm all actions completed and documented
04
Step 04

Regular Review & Update

Life changes — your financial plan should too. We proactively review your strategy at least annually, adapting to legislation, market shifts and personal milestones.

  • Annual review meeting to assess progress
  • Monitor performance and rebalance as needed
  • Review insurance cover against life stage changes
  • Adjust for new legislation and super rules
  • Proactive AI alerts for limit changes and reviews
“Every Australian deserves access to clear, honest, and personalised financial advice, regardless of their background, income, or where they are in life.”
GET STARTED TODAY

Talk to our Principal Adviser right now — it's free!

Have a question about your financial situation? Our AI Assistant is available around the clock to help you get started, and our adviser is ready to meet with you at a time that suits.

Book a Consultation Call Us  1300 712 025  info@my-wealth.au
💬 Chat with our AI Assistant
SERVICE AREA

WHAT'S INCLUDED
    Book a Consultation →